If you’re buying a car for personal use — whether it’s your first set of wheels, an upgrade for a growing family, or the weekend convertible you’ve always wanted — Crestwood Wheels Finance offers straightforward, affordable car loans that make the process stress-free.
We believe car finance should be easy to understand, quick to arrange, and matched to your budget — so you can spend more time choosing the car you love and less time buried in paperwork.
A standard car loan is simple. You borrow the amount you need to purchase the car, the vehicle is used as security for the loan, and you make fixed repayments over an agreed term — usually between 2 and 7 years. You own the car from day one and can drive it wherever you like without business-use restrictions.
Even if you have savings, using a car loan can make sense. It means you keep your cash for other expenses, emergencies or investments, while still getting the car you need now. Fixed repayments also make it easy to budget — you know exactly what’s coming out each month.
Some people use finance to buy a better or newer car than they could afford outright, which often means improved safety features, better fuel efficiency and fewer repair bills.
We can help you finance both new and used cars, from a dealer or through a private sale. If you’re not sure which option is better for you, we can talk through the pros and cons — from warranty coverage to running costs.
Emma had her heart set on a small SUV for school runs and weekend road trips. Rather than depleting her savings, she financed the car with fixed monthly repayments that fit her budget. She drove away in her dream car within a week of applying.
We keep things personal. That means no cookie-cutter loan recommendations — we listen to your needs, match you with competitive lenders, and explain the details in everyday language. We also handle the paperwork and liaise with the seller so you can focus on the exciting part: getting behind the wheel.
Whether you’re chasing something zippy for the city, a family SUV, or a fun weekend car, Crestwood Wheels Finance can help you get there sooner — without the stress.
Before we get started, let us know how you’re looking to borrow. This helps us tailor your loan options and ensure the right documents and details are collected for your situation.
For business owners or sole traders purchasing a vehicle primarily for business use.
A salary-packaged vehicle lease arranged through your employer.
car loan for individuals who are self-employed or using the vehicle mainly for business purposes
A standard personal car loan for everyday, non-business use.
No problem — select this if you’re unsure. We’ll help guide you to the right option.