Choosing the Right Finance for You

Unsure About Car Finance? Let’s Find You The Right Fit.

Finding the right car finance can feel overwhelming, but with the right guidance, it’s actually simple. At Crestwood Wheels Finance, we take the stress out of the process by helping you understand your options and tailoring the right deal to suit your needs.

Whether you’re buying your first car, upgrading, or exploring salary packaging, our team of experts is here to make sure you get the best outcome — no guesswork, just straight-up advice and support.

Our Options

ABN Holders (Low/Lite-Doc Loan)

Ideal for sole traders or small business owners with an ABN, a low-doc loan lets you finance a vehicle without needing full financials. It’s a flexible option designed for self-employed people who may not have traditional proof of income but need a work-related vehicle.

Individual Chattel Mortgage

This is a popular option for business use — you own the car from day one, and the vehicle is used as security for the loan. It's ideal for individuals who use their car primarily for work and want to take advantage of potential tax deductions, including GST claims if registered.

Individual Consumer Loan

A straightforward personal car loan for private use. You make regular repayments over a set term, and once it’s paid off, the car is fully yours. It’s best for those not using the vehicle for business and who want clear, predictable ownership.

Novated
Lease

Perfect for salaried employees whose employers offer salary packaging, a novated lease lets you lease a car using pre-tax income. It can include all running costs, offering potential tax savings and convenience, with flexibility at the end of the term to upgrade, buy, or return the car.

Ask Crestwood

Ask Crestwood! Whether you’re a first-time buyer, business owner, or looking to upgrade, our team is here to help you make sense of your options. We’ll give you clear, expert advice tailored to your situation — so you can move forward with confidence and the right deal.

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Why Choose Crestwood

At Crestwood Wheels Finance, we do more than just loans — we make car buying easy. With access to a wide panel of lenders, personalised support, and loan solutions tailored to your needs, we take the hassle out of finance. 

Trusted Partner

Honest advice and finance solutions you can count on.

Vehicles of All Types

Financing options for various types of vehicles and equipment.

5 Star Service

Dedicated support for a smooth experience.

Quick and Simple

Streamlined application for fast approvals.

No Credit Checks

Get pre-approved in minutes with competitive rates.

Flexible Financing

Flexible financing options for both dealer and private purchases.

What Type of Borrower Are You?

Before we get started, let us know how you’re looking to borrow. This helps us tailor your loan options and ensure the right documents and details are collected for your situation.

ABN

For business owners or sole traders purchasing a vehicle primarily for business use.

Novated Lease

A salary-packaged vehicle lease arranged through your employer.

Individual Chattel Mortgage

car loan for individuals who are self-employed or using the vehicle mainly for business purposes

Individual Consumer

A standard personal car loan for everyday, non-business use.

Not Sure Yet

No problem — select this if you’re unsure. We’ll help guide you to the right option.