If you run your own business in Australia and have an Australian Business Number (ABN), getting the right vehicle finance can make a big difference to your cash flow and tax planning. At Crestwood Wheels Finance, we specialise in helping ABN holders secure competitive finance for cars, utes, vans, trucks and other vehicles used for business purposes. Whether you’re a sole trader, a contractor, or a company director, we’ll work with you to find a loan that suits how you work — without the jargon and without the headaches.
Running a business means your vehicle is often more than just a way to get from A to B — it’s part of how you earn a living. Maybe you’re a tradie who needs a ute to get tools to the job site, a courier delivering parcels all over town, or a consultant driving to client meetings. With ABN holder finance, the vehicle can be registered in your business name, and you may be able to claim GST, depreciation and running costs (depending on your situation and accountant’s advice).
The beauty of business vehicle finance is that you don’t need to dip into precious working capital. Instead of paying for the vehicle upfront, you spread the cost over a term that works for you, freeing up cash for other areas of your business.
ABN holder finance is ideal for:
It’s also handy if you’ve just started your business and need a reliable vehicle straight away but don’t want to tie up funds. Even if you’ve only had your ABN for a short time, there may still be options available.
We can help finance almost any type of work-related vehicle, including:
Whether you’re buying new or used, from a dealer or privately, we can look at a finance solution that works.
Applying for ABN holder vehicle finance is straightforward. You’ll usually need:
We’ll guide you through the process, explain the documents needed, and do the legwork to find a finance option that suits your budget and business goals.
Take Jack, a self-employed electrician. His old ute was costing him more in repairs than it was worth. By using ABN holder finance, he upgraded to a brand-new dual cab ute with plenty of tray space and better fuel efficiency. His repayments are fixed each month, he didn’t have to drain his savings, and his accountant was able to factor the finance into his business tax plan.
At Crestwood Wheels Finance, we’re not a one-size-fits-all lender. We look at your business, your needs, and your budget, then match you with a finance option that works. Our team understands how important it is to keep things simple — we’ll explain the details in plain English, handle the paperwork, and get you behind the wheel as quickly as possible.
Whether you’re replacing a worn-out vehicle, adding another one to your fleet, or just starting out, our ABN holder finance options can help you keep your business moving without tying up your cash.
Before we get started, let us know how you’re looking to borrow. This helps us tailor your loan options and ensure the right documents and details are collected for your situation.
For business owners or sole traders purchasing a vehicle primarily for business use.
A salary-packaged vehicle lease arranged through your employer.
car loan for individuals who are self-employed or using the vehicle mainly for business purposes
A standard personal car loan for everyday, non-business use.
No problem — select this if you’re unsure. We’ll help guide you to the right option.
