Individual – Consumer Car Loan
Simple, no-pressure car finance to get you on the road.
A consumer car loan is a type of secured personal loan that helps individuals purchase a car for private use. The vehicle acts as security for the loan — making interest rates more competitive than unsecured personal loans.
Whether you’re buying a car for everyday commuting, weekend trips, or just personal convenience, this is the most direct way to get the keys in your hand.
Why choose this option?
You own the car from day one
Unlike leasing, a car loan means you own the car outright once the loan is paid off — no residual payments or hand-backs.
No Employer Involvement Required
Perfect for anyone who is self-employed, a contractor, or between jobs, since it doesn’t rely on salary packaging or company involvement.
Flexibility in Vehicle Choice and Use
You can buy new or used, from a dealer or private seller, and you’re free to use the car however you like — personal, business, or both.
Straightforward Finance Structure
Clear terms, fixed repayments, and no surprises — making it easier to budget without the complexity of bundled extras like in novated leases.
Submit Your Details
Ready to take the next step? Submit your details below to get started with an Individual Consumer Loan.
Why Choose Crestwood
At Crestwood Wheels Finance, we do more than just loans — we make car buying easy. With access to a wide panel of lenders, personalised support, and loan solutions tailored to your needs, we take the hassle out of finance.
Trusted Partner
Honest advice and finance solutions you can count on.
Vehicles of All Types
Financing options for various types of vehicles and equipment.
5 Star Service
Dedicated support for a smooth experience.
Quick and Simple
Streamlined application for fast approvals.
No Credit Checks
Get pre-approved in minutes with competitive rates.
Flexible Financing
Flexible financing options for both dealer and private purchases.